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Consulting ServicesMorays Jewelers also can be your expert in separating diamonds, gemstones and jewelry for their quality, condition and value. Usually, this is a verbal appraisal process where we can be available to ours customer to answer all questions and provide expert advise on your valuables. The main difference between a verbal appraisal and our consultation service is that in our consultation service is that we are available for your questions and provide needed advise on your jewelry. We can provide gemological information in order to identify and authenticate the article submitted for evaluation. This Verbal Consultation service may be converted to a full size, extensively detailed appraisal report for the additional fee. Our consultation service can be used for the following needs:
Please contact us in advance for our consultation services. AppraisalsA professionally rendered appraisal is an unbiased and impartial value conclusion determined using accepted value definitions. This conclusion of value is executed with knowledge in market analysis and research. It also involves the following:
Specialized Appraisals are needed for:
Jewelry Appraisals are important and complicated documents. It is highly recommended that only a Trained Certified Our Appraisal Consultation service is designed to provide gemological information in order to identify and authenticate the article submitted for evaluation. Most insurance companies recommend Jewelry Appraisals be updated every two or three years. Morays Jewelers will provide a reduced fee for updated reports previously made by us, and free annual appraisals for anything purchase at Morays. Please ask us for more details. We offers the following types of Gemological Reports:
The ProcessInitial consultationWhat is a professional appraisal? The process begins as a consultation to determine the 'purpose' and 'function' of the appraisal, which in turn determines the approach to value. This usually answers the questions to the nature of the value placed upon the item(s) to be appraised. These issues directly affect the realm of 'value' needed to pursue the facts regarding the items to be discussed. Taking-in ProcessFor protection, when you leave your valuables with us, we will document all pieces to give you a detailed receipt. This documentation would include the plotting of all major diamonds and color gemstones and also include a pictorial record for a better description. When you come back to pick your jewelry, we will match the diamonds with the original plotting we gave you. In addition, you would like to know all your valuables are protected by our insurance company. Our Internal Research & ProcedureAfter the initial examination, the items are researched, pertinent information required to conclude the appraisal is gathered, and a value is assigned.
Guidelines for Insurance Replacement Cost documentation as published by the Jewelers Vigilance Committee Inc. And with the application of the techniques and equipment recommended and used by G.I.A. Our three major appraising goals
Information included in the reportDetailed description of the jewelry Important note: If you already have documents, such as historical or family records, certificates, receipts, previous appraisal reports, or any other important information about the items, we ask that you bring them in along with your jewelry. It may be important to be documented in our final report. Our RatesFee for Standard Service AppraisalsOur fees are based on an hourly rate. See price guide bellow. If you have multiple pieces of jewelry, we do advise bringing them all in at the same time. Appraising multiple items on the same report will save both time and money. Fee for Express appraisalsOur express appraisal service is designed to allow you the opportunity to be present during the appraisal process, or to receive the final documents by the next business day. Our fee for this express appraisal service is higher than our standard appraisal fee. Please contact us for more information. This service is available by appointment only for customers who wishes to wait while we clean, inspect, research, evaluate, document, photograph, and prepare the final document. Fee for updating appraisal reports:Most insurance Companies recommend that- and some companies require- that your jewelry be re-evaluated every two or three years. This is due to fluctuation or changes in market conditions and to verify that the quality of the items remains as stated in the report Morays Jewelers would we recommend having your appraisals updated every other year. This will insure you have enough insurance protection when it is needed, and therefore this will avoid paying unnecessary, excessive premiums. We offer you a reduced fee for the re-evaluation of your items. Since we have on file pictures and detailed work already performed by us, the fee to update our own appraisal report is 1/2 the current rate at the time of the requested service. For our Appraisal ServicesOur Appraisal reports are specifically designed for the intended or declared use of the evaluation of the items and for the contracted client only. Any other use by other individuals or third parties not listed in our document is forbidden. For an appraisal report, we understand the complete and full report, not only its data page. The body of the report can only be understood within the scope and limitation of its supporting documentation. Our two major goals in appraising your jewelryAn estimate of value for the intended use of the appraisal report. Do I have to leave my jewelry to have it appraised?You may leave your jewelry for appraisal or schedule an appointment to wait and watch while the appraisal is performed. All customers who choose to leave their jewelry with us will receive a receipt for all of the pieces which includes a detailed repair ticket with descriptions and declared values. Your jewelry will also be protected and insured while in our possession. Fees For Standard Appraisals
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